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ActiveCentral GovernmentFY 2025-26

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Life insurance cover of ₹2 lakh at annual premium of ₹436 for savings bank account holders aged 18-50 years.

Ministry: Ministry of FinanceLaunched: 2015

About the Scheme

PMJJBY is a one-year life insurance scheme, renewable annually, offering coverage of ₹2 lakh for death due to any reason. The annual premium is ₹436 per member. The scheme is available to all savings bank account holders aged 18-50 years. Auto-debit facility from the bank account makes enrollment easy.

Benefits

  • ₹2 lakh life insurance cover
  • Annual premium of just ₹436
  • Covers death due to any reason
  • Auto-debit from bank account

Eligibility Criteria

  • 1Savings bank account holder
  • 2Age 18-50 years
  • 3Consent for auto-debit of premium

Documents Required

Savings bank account
Aadhaar Card
Mobile number

Quick Information

Max Benefit
₹2 Lakh Life Cover
Launched
2015
Level
central
Department
Department of Financial Services

Beneficiary Types

Individual

Tags

#insurance#life-cover#low-premium
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