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Government Schemes Directory

Browse all central, state, and international government schemes for startups, MSMEs, women empowerment, agriculture, and more. Every scheme links to the official government portal.

57 Active Schemes26 Categories36 States & UTs
Showing 58 schemes
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Startup India Initiative

Flagship initiative to build a strong ecosystem for nurturing innovation and startups in India.

Tax Holiday + Funding up to ₹10 CrDepartment for Promotion of Industry and Internal Trade (DPIIT)
Startup & InnovationFinance & CreditDigital & Technology
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Fund of Funds for Startups (FFS)

₹10,000 crore corpus fund to support startups through SEBI-registered Alternative Investment Funds.

Up to ₹10 Cr per startup via AIFsDPIIT
Startup & InnovationFinance & Credit
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Startup India Seed Fund Scheme (SISFS)

Provides financial assistance up to ₹20 lakh for validation/proof of concept and up to ₹50 lakh for market entry.

Up to ₹50 LakhDPIIT
Startup & InnovationFinance & Credit
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Atal Innovation Mission (AIM)

Promotes innovation and entrepreneurship through Atal Tinkering Labs, Incubation Centres, and Grand Challenges.

Up to ₹10 Cr (for AIC)NITI Aayog
Startup & InnovationEducation & Skill DevelopmentSkill Development
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Pradhan Mantri MUDRA Yojana (PMMY)

Provides loans up to ₹10 lakh to non-corporate, non-farm small/micro enterprises under Shishu, Kishore, and Tarun categories.

Up to ₹10 LakhMinistry of Finance
MSME & Small BusinessFinance & CreditWomen Empowerment
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MSME Udyam Registration

Free online registration for MSMEs based on investment and turnover, providing access to government schemes and priority sector lending.

Access to all MSME benefitsMinistry of MSME
MSME & Small BusinessFinance & Credit
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Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Provides collateral-free credit up to ₹2 crore to micro and small enterprises through member lending institutions.

Up to ₹2 CroreMinistry of MSME
MSME & Small BusinessFinance & Credit
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PM Vishwakarma Scheme

Supports traditional artisans and craftspeople with collateral-free loans up to ₹3 lakh, skill training, and toolkit incentive.

Up to ₹3 Lakh Loan + ₹15,000 ToolkitMinistry of MSME
MSME & Small BusinessHandloom & HandicraftSkill Development
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Prime Minister's Employment Generation Programme (PMEGP)

Credit-linked subsidy scheme for setting up new micro-enterprises, with subsidy up to 35% of project cost.

35% Subsidy on Project CostMinistry of MSME
MSME & Small BusinessRural DevelopmentFinance & Credit
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Stand-Up India Scheme

Provides bank loans between ₹10 lakh to ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch.

₹1 Crore LoanMinistry of Finance
Women EmpowermentFinance & CreditMSME & Small Business
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PM Mahila Samridhi Yojana

Financial assistance of ₹2500 per month to women from economically weaker sections for livelihood support.

₹2,500/monthMinistry of Women and Child Development
Women EmpowermentSocial Welfare & Pension
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Mahila Coir Yojana

Provides spinning equipment at 75% subsidy to women artisans in the coir sector for self-employment.

75% Subsidy on EquipmentMinistry of MSME
Women EmpowermentMSME & Small BusinessHandloom & Handicraft
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Trade Related Entrepreneurship Assistance and Development (TREAD)

Provides economic empowerment of women through trade-related training and credit with government grant of 30% of the project cost.

30% Grant on Project CostMinistry of MSME
Women EmpowermentMSME & Small BusinessFinance & Credit
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Make in India

National initiative to encourage manufacturing in India and attract foreign investment across 25 sectors.

Sector-specific incentivesDPIIT
Make in IndiaManufacturing & IndustryExport & Trade
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Production Linked Incentive (PLI) Scheme

Incentives of 4-6% on incremental sales for 14 key sectors to boost domestic manufacturing and exports.

4-6% on incremental salesDPIIT / Sector-specific Ministries
Make in IndiaManufacturing & IndustryExport & Trade
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Zero Defect Zero Effect (ZED) Certification

Quality certification for MSMEs with subsidy up to 80% for SC/ST and 60% for others to promote manufacturing excellence.

80% Subsidy on CertificationMinistry of MSME
Make in IndiaMSME & Small BusinessManufacturing & Industry
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PM Kisan Samman Nidhi

Income support of ₹6,000 per year in three installments to all landholding farmer families.

₹6,000/yearMinistry of Agriculture
Agriculture & FarmersSocial Welfare & Pension
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Pradhan Mantri Fasal Bima Yojana (PMFBY)

Crop insurance scheme with farmer premium of 2% (Kharif), 1.5% (Rabi), and 5% (Commercial/Horticultural crops).

Full Sum InsuredMinistry of Agriculture
Agriculture & FarmersFinance & Credit
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PM KUSUM (Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan)

Solarisation of agricultural pumps and grid-connected solar power plants with 60% subsidy.

60% Subsidy on Solar PumpsMinistry of New and Renewable Energy
Agriculture & FarmersEnergy & Green
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Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

Skill training scheme providing industry-relevant training with monetary award and placement assistance.

Free Training + Monetary AwardMinistry of Skill Development and Entrepreneurship
Skill DevelopmentEducation & Skill Development
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National Means-cum-Merit Scholarship (NMMSE)

Scholarship of ₹12,000 per year for meritorious students from economically weaker sections from Class IX onwards.

₹12,000/yearMinistry of Education
Education & Skill DevelopmentSocial Welfare & Pension
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Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Health insurance cover of ₹5 lakh per family per year for secondary and tertiary hospitalization for poor and vulnerable families.

₹5 Lakh/Family/YearMinistry of Health and Family Welfare
Health & WellnessSocial Welfare & Pension
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Pradhan Mantri Awas Yojana - Urban (PMAY-U)

Housing for All in urban areas with subsidy up to ₹2.67 lakh on home loans and credit-linked subsidy of 6.5% interest.

₹2.67 Lakh SubsidyMinistry of Housing and Urban Affairs
Housing & ShelterUrban DevelopmentFinance & Credit
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Pradhan Mantri Awaas Yojana - Gramin (PMAY-G)

Financial assistance of ₹1.30 lakh (plain areas) and ₹1.46 lakh (hilly/North-East) for construction of pucca houses in rural areas.

₹1.46 Lakh + BenefitsMinistry of Rural Development
Housing & ShelterRural Development
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MUDRA Loan Scheme

Refinance support to banks and NBFCs for lending to micro enterprises under Shishu, Kishore, and Tarun categories.

Up to ₹10 LakhMinistry of Finance
Finance & CreditMSME & Small Business
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Pradhan Mantri Jan Dhan Yojana (PMJDY)

National mission for financial inclusion ensuring access to banking services with ₹10,000 overdraft and ₹2 lakh accident insurance.

₹10,000 Overdraft + ₹2L InsuranceMinistry of Finance
Finance & CreditSocial Welfare & Pension
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Digital India Programme

Umbrella programme to transform India into a digitally empowered society and knowledge economy with 9 pillars.

Multiple scheme benefitsMinistry of Electronics and IT
Digital & TechnologyStartup & InnovationEducation & Skill Development
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TIDE 2.0 (Technology Incubation and Development of Entrepreneurs)

Supports technology startups with grants up to ₹30 lakh through incubation centres across India.

Up to ₹30 Lakh GrantMinistry of Electronics and IT
Digital & TechnologyStartup & Innovation
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Remission of Duties and Taxes on Exported Products (RoDTEP)

Refund of duties and taxes on exported products to make Indian products competitive in international markets.

0.5%-4.3% of FOB ValueMinistry of Commerce and Industry
Export & TradeManufacturing & Industry
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Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)

Pension scheme for unorganized workers providing ₹3,000/month after age 60 with equal government contribution.

₹3,000/month PensionMinistry of Labour and Employment
Social Welfare & PensionSenior Citizen
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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Life insurance cover of ₹2 lakh at annual premium of ₹436 for savings bank account holders aged 18-50 years.

₹2 Lakh Life CoverMinistry of Finance
Social Welfare & PensionFinance & Credit
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Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Accident insurance of ₹2 lakh for death/disability at annual premium of ₹20 for savings bank account holders.

₹2 Lakh Accident CoverMinistry of Finance
Social Welfare & PensionFinance & Credit
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Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Guarantees 100 days of wage employment per year to every rural household whose adult members volunteer for unskilled manual work.

100 Days Wages/YearMinistry of Rural Development
Rural DevelopmentSocial Welfare & PensionWomen Empowerment
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PM Gramin Broadband (BharatNet)

Provides broadband connectivity to all 2.5 lakh Gram Panchayats for digital inclusion in rural India.

Free Broadband AccessMinistry of Communications
Rural DevelopmentDigital & TechnologyInfrastructure
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PM Surya Ghar: Muft Bijli Yojana

Free electricity up to 300 units/month with subsidy up to 40% for rooftop solar installation on households.

Free 300 Units/MonthMinistry of New and Renewable Energy
Energy & GreenHousing & ShelterFinance & Credit
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PM E-DRIVE Scheme

Subsidy scheme for electric vehicles with incentives up to ₹10,000 for two-wheelers and ₹25,000 for three-wheelers.

Up to ₹25,000 per vehicleMinistry of Heavy Industries
Energy & GreenManufacturing & Industry
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Pradhan Mantri Matsya Sampada Yojana (PMMSY)

₹20,050 crore scheme for sustainable development of fisheries sector with infrastructure, marketing, and welfare support.

Up to 60% SubsidyMinistry of Fisheries, Animal Husbandry and Dairying
Fisheries & AquacultureRural DevelopmentFinance & Credit
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National Handloom Development Programme (NHDP)

Comprehensive scheme for handloom sector with financial assistance for raw materials, technology upgradation, and marketing.

Multiple benefitsMinistry of Textiles
Handloom & HandicraftMSME & Small BusinessRural Development
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Van Dhan Vikas Yojana

Market-linked tribal entrepreneurship program forming Van Dhan Vikas Kendras for value addition of Minor Forest Produce.

₹15 Lakh per VDVKMinistry of Tribal Affairs
Tribal WelfareMSME & Small BusinessRural Development
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Seekho Aur Kamao (Learn & Earn)

Skill development scheme for minorities with 75% placement target and stipend during training.

Free Training + StipendMinistry of Minority Affairs
Minority WelfareSkill DevelopmentEducation & Skill Development
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Accessible India Campaign (Sugamya Bharat Abhiyan)

Campaign to achieve universal accessibility for persons with disabilities in built environment, transport, and ICT ecosystem.

Universal AccessibilityMinistry of Social Justice and Empowerment
Disability WelfareInfrastructureDigital & Technology
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Smart Cities Mission

₹2.05 lakh crore mission to develop 100 smart cities with core infrastructure, clean environment, and smart solutions.

Improved Urban LivingMinistry of Housing and Urban Affairs
Urban DevelopmentInfrastructureDigital & Technology
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Swadesh Darshan Scheme

Integrated development of theme-based tourist circuits across India with world-class infrastructure and facilities.

Circuit-level infrastructureMinistry of Tourism
Tourism & CultureInfrastructureRural Development
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PM GatiShakti - National Master Plan

National master plan for multi-modal connectivity with ₹111 lakh crore investment for infrastructure development.

Multi-modal ConnectivityDPIIT
InfrastructureManufacturing & IndustryExport & Trade
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National Industrial Corridor Development Programme

Development of 11 industrial corridors with smart cities, industrial nodes, and world-class manufacturing infrastructure.

Ready Industrial InfrastructureDPIIT
Manufacturing & IndustryMake in IndiaInfrastructure
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Tele-Law Programme

Free legal aid through video conferencing and telephone for marginalized citizens through Common Service Centres.

Free Legal AdviceMinistry of Law and Justice
Legal & JusticeSocial Welfare & PensionDigital & Technology
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PM SVANidhi (Street Vendor's AtmaNirbhar Nidhi)

Working capital loans up to ₹50,000 for street vendors with interest subsidy of 7% and no collateral.

₹50,000 Loan + 7% Interest SubsidyMinistry of Housing and Urban Affairs
MSME & Small BusinessFinance & CreditUrban Development
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Udyog Aadhaar Memorandum (UAM)

Legacy MSME registration system (now replaced by Udyam Registration) - existing UAM holders should migrate to Udyam.

Migrate to UdyamMinistry of MSME
MSME & Small Business
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PM VIKAS (Pradhan Mantri Vishwakarma Kalyan Yojana)

Integrated scheme for artisans and craftspeople with credit, skill training, and market support.

Integrated Artisan SupportMinistry of MSME
Handloom & HandicraftMSME & Small BusinessSkill Development
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PM Garib Kalyan Anna Yojana (PMGKAY)

Free foodgrains (5 kg/person/month) to 80 crore NFSA beneficiaries for food security during crises.

5 kg Free Foodgrains/MonthMinistry of Consumer Affairs, Food and Public Distribution
Social Welfare & PensionRural Development
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Swachh Bharat Mission (SBM)

Clean India movement for universal sanitation coverage with ₹12,000 subsidy for individual household toilets.

₹12,000 Toilet SubsidyMinistry of Housing and Urban Affairs / Ministry of Jal Shakti
InfrastructureRural DevelopmentUrban Development
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Jal Jeevan Mission (JJM)

Functional household tap connection to every rural household (4 crore+ connections) providing potable water.

Free Tap Water ConnectionMinistry of Jal Shakti
InfrastructureRural DevelopmentHealth & Wellness
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PM Ujjwala Yojana (PMUY)

Free LPG connections to 8 crore women from BPL households with first refill and hotplate free.

Free LPG Connection + RefillMinistry of Petroleum and Natural Gas
Social Welfare & PensionWomen EmpowermentHealth & Wellness
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Deendayal Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM)

Poverty alleviation through self-help groups, skill development, and financial inclusion for rural women and families.

₹2.5 Lakh per SHGMinistry of Rural Development
Rural DevelopmentWomen EmpowermentFinance & Credit
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PM Kisan Maandhan Yojana

Pension scheme for small and marginal farmers providing ₹3,000/month after age 60 with equal government contribution.

₹3,000/month PensionMinistry of Agriculture
Agriculture & FarmersSocial Welfare & PensionSenior Citizen
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PM POSHAN (Pradhan Mantri Poshan Shakti Nirman)

Mid-day meal scheme providing nutritious meals to 11.8 crore school children in government and aided schools.

Free Daily School MealsMinistry of Education
Education & Skill DevelopmentHealth & WellnessSocial Welfare & Pension
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PM YASASVI (Yet Another Scheme for Achievement of Socially and Educationally Backward Students)

Scholarship scheme for OBC/EBC/DNT students for pre-matric, post-matric, and top-class education.

Full Tuition Fee + MaintenanceMinistry of Social Justice and Empowerment
Education & Skill DevelopmentMinority WelfareSocial Welfare & Pension
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India Startup Hub (International)

Platform connecting Indian startups with global markets, mentors, and investors for cross-border entrepreneurship.

Global Market AccessDPIIT
Startup & InnovationExport & Trade

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